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Here are a few tips to choose the best Health Insurance policy:

  • ✅ Maximum coverage and amount for treatment should be the prime concern.
  • 👨‍👩‍👧‍👦 Family floater covers all members under a single premium.
  • ❤️ Married? Choose a sum insured to cover both adequately.
  • 📋 Check for waiting periods and exclusions.
  • 🏥 Wide hospital network & fast claim process are must-haves.

Star Health, Niva Bupa, Care Health, ICICI Lombard, and HDFC ERGO are among the top providers in India.

Family floater plans from Care, Star, and Niva Bupa offer great features at affordable premiums.

Mediclaim covers only hospitalization. Health insurance offers broader benefits like OPD, critical illness, and day care procedures.